Consolidate my Student Loans

Graduate Loan Consolidation Center

With fixed rates as low as 4.5%, no credit check, no prepayment penalties, no fees or out-of-pocket costs, and terms available up to 30 years, we offer a practical repayment solution that option that enables you to bundle your student loans you received to finance your college education into a single loan with limits up to $300,000.

With the lowest interest rate achieved after consolidating, how much can you save each month by consolidating your student loans? Quite a bit, up to 60% of your current payment.

So what is the best rate for consolidation loans?

When you consolidate your student loans, your rate is a weighted average of the combined loans, rounded to the nearest 1/8th. And, with the best consolidation programs available, ask our Medical School Consolidation Advisers how you can reduce your rate and save an additional 1.5% through our lowest rate benefits package. If you are still in your grace period (within 6 months after graduating), you can save an additional .60% off the fixed rate! Take a look at the monthly savings from a consolidation loan below.

Find out in as little as 60 seconds to see if you are eligible by contacting a dedicated Consolidation Loan adviser or apply online through our safe and secure e-sign application and consolidate your loans faster.

 

WHY CONSIDER CONSOLIDATING your student loans?

  • No Credit Check Needed
  • No Application Fees
  • No Out-of-pocket expenses
  • No Prepayment Penalties for early payment
  • Quick and Easy
  • Federal Program
  • Lock in your rate.
  • Stop having variable rate issues.
  • Reduce your current monthly payment by as much as 60%
  • Make only one payment to a top rated lender
  • Reduce your rate even further with on-time payments and ACH withdrawals
  • Take up to 30 years to pay off your student loans while you advance in your career
  • Lower your debt to income ratio and improve your credit

 

Apply for Medical Student Loans
Our Medical Student Loan Advisers can help answer any questions you may have and help you through the application process

Graduate Student Loan Consolidation Eligibility:

  • Minimum amount of $10,000 in Federal student loans (Stafford, Perkins, Direct loans), If you have private loans, received through a bank or other lending institution, you may need to consider private loan consolidation. Learn More
  • Loans must not be in default. If your loans are in default, you may qualify for a private loan consolidation.

Have more Questions?

Visit our frequently asked questions for federal loan consolidation and private loan consolidation.

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*Federal consolidation loan interest rate is calculated by taking the weighted average of the consolidated loans, rounded up to the nearest one-eighth percent. The example reflects a 6.625% base interest rate for a borrower consolidating Federal Stafford loans who is in grace or deferment status, and who qualifies for the Student Aid Centers’ lending body’s interest discounts. The savings compares the monthly payment at 4.5% including incentives versus the Stafford rates of 7.14% without consolidating. Actual interest rates for variable-rate Stafford loans are adjusted annually on July 1. The rates are based on the bond equivalent rate for 91-day Treasury bills established at the final auction held prior to June 1. Additional terms and conditions apply. Call for details.